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Hi Everyone,
This isn't just a complaint but also a warning for everyone, who might be thinking of investing in some mutual fund options of Birla Sun Life.
I invested in their fund four years back.
The scheme was having minimum three years of payment @ Rs 25000 per year. I paid the money for three years.
The fund value was low at Rs 70000 after three years. So, you can imagine that i paid them Rs 75k and they are returning me Rs 70 k.
And, this is happening, when the BSE Sensex is hovering around 18000 - 19000.
Birla Sun Life will return my payment this month after deduction of Rs 7000 as some fee. So, i am getting around Rs 68k after investing with them for three years, a total of Rs 75000.
I want to warn others to be careful before investing in such policies. I saved tax on 75k, but it wasn't that big gain.
At the end of three years, returns are negative.